Gold Loan

Move Ahead with the Power of Gold

When life presents unexpected expenses—be it a medical emergency, business requirement, or personal commitment—your gold can be your most dependable financial asset.
At Supra Pacific Financial Services, we help you unlock the true value of your gold with our quick, secure, and transparent Gold Loan services. As one of India’s trusted NBFCs, Supra Pacific ensures fast loan processing, minimal documentation, and competitive interest rates, all backed by a customer-first approach. That’s why thousands across India choose us as their reliable financial partner.

Gold Loan
Key
Features
  • Fast and hassle-free loan approvals

  • Minimal and simple documentation

  • Competitive and transparent interest rates

  • Customer-first support and guidance

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What is a Gold Loan?

A Gold Loan is a secured loan that allows you to pledge your gold jewellery or ornaments as collateral in exchange for funds based on their market value. The Loan-to-Value (LTV) ratio determines the amount you can borrow against your gold. Once you repay the loan and applicable interest, your gold is safely returned to you.

With lower interest rates than most unsecured loans, a gold loan is the ideal solution for anyone seeking instant, dependable, and affordable credit.

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Why Choose Supra Pacific for Your Gold Loan?

  • Quick Loan Disbursal – Immediate approval and same-day fund transfer.
  • Minimal Documentation – Just the essentials to get you started.
  • Flexible Repayment Options – Choose daily, weekly, or monthly EMIs.
  • Online Repayment & Part Payment – Pay anytime, anywhere.
  • Partial Gold Release – Redeem a portion of your gold after partial repayment.
  • Zero Hidden Charges – 100% transparent process with no surprises.
  • Excellent Customer Support – Trained loan officers to guide you throughout.
  • 100% Insurance Protection – Your pledged gold is fully insured against burglary, fire, and transit risks.

Gold Loan Eligibility

To apply for a Gold Loan with Supra Pacific, you must:

  • Be 18 years or older.

  • Own gold with a minimum purity and weight of 1 gram.

  • Require a loan amount starting from ₹3,000.

  • Have a stable source of income and repayment ability.

  • Fulfil documentation as per RBI and company guidelines.

Loan approval and disbursal are subject to RBI norms and branch-specific assessment.

 

Repayment Made Easy
  • Loan Tenure: Minimum loan tenure is 7 days (depending on the chosen scheme)
  • Instalment: Choose from daily, weekly, or monthly repayment options
  • Part Payment: Part payments are accepted; amounts are first adjusted against interest, then principal
  • Repayment: Partial release of pledged gold allowed upon stipulated repayments
  • Authorisation: Only the borrower or authorised third parties can make loan payments
Documents Required

For Individuals:

  • Identity Proof: Aadhaar, PAN, Passport, Voter ID, Driving Licence, or any Government-issued ID.

  • Address Proof: Aadhaar, Passport, Electricity Bill, Telephone Bill, or recent Bank Statement.

For Non-Individuals (Companies / Institutions):

  • Certificate of Incorporation

  • Memorandum & Articles of Association

  • PAN Card

  • List of Directors

  • Proof of Address

  • Shareholding Pattern / Supporting Documents

 

Apply Today

Visit your nearest Supra Pacific branch or connect with our Gold Loan experts to experience fast, safe, and transparent gold financing.
 Let your gold take care of your financial needs — while we take care of your gold.

FAQs
What are the benefits of availing for a gold loan at Supra Pacific?

As one of the best NBFCs in India, Supra Pacific’s gold loan services come with a host of benefits such as quick and easy disbursal of loan amount, easy and minimal documentation procedures, competitive interest rates, flexible repayment options including online repayment, part payment in all branches and most importantly, excellent customer service records.

Who can apply for loans at Supra Pacific?

To avail of a gold loan at Supra Pacific, an individual must meet the following criteria:

  • Age: The applicant should be 18 years of age or above.
  • Monthly Repaying Capacity: The applicant should have a stable source of income and a monthly loan repaying capacity.
  • Ownership of purity: Minimum Gram-1gm, Minimum Loan Amount-3000/-
  • Disbursal is based on RBI guidelines.
  • These are the minimum criteria for availing a gold loan at SupraPacific. However, it is recommended to check with our gold loan team directly for information on their specific eligibility criteria and requirements as they may vary from branch to branch

Is there insurance for the gold I have pledged until loan repayment is complete?

Supra provides insurance coverage for the gold ornaments pledged by customers. The gold is kept in strong rooms or a safe locker with dual control at the branches where the pledge is made. The company has insurance coverage in place against risks such as burglary, fire, and special perils. The insurance coverage is regularly reviewed and updated to ensure adequate protection of the pledged gold. The company also provides insurance coverage for gold and cash in transit, as well as fidelity insurance. This means that the pledged gold is protected against risks during transport and storage.

What are the Gold Loan Guidelines?

Here are some basic guidelines and criteria that are the hallmark of Supra Pacific Gold Loans. These guidelines are formulated to ensure that our loan offerings meet the highest quality in terms of customer satisfaction and value. They are also the reason why most of our customers come back to us and place their trust in our services.

  • The eligibility for a loan is evaluated based on the purity of the gold ornament/bar submitted.
  • The minimum period of interest is  7 days depending on the scheme opted by the borrower.
  • The borrower may choose to repay the loan on a daily, weekly, or on a monthly basis.
  • Borrower can avail of part payment towards the gold outstandings and the same will be initially booked towards the pending interest first and the balance will adjust to principal.
  • Partial release of the pledged gold assets is also available on payment of a stipulated amount.
  • Third-party representatives of the borrower are only allowed to execute repayment or part payment of the loan.

What are the required documents for a gold loan?

  • Proof of Identity - FOR INDIVIDUALS- Passport, PAN Card, Voter's ID, Driving license, ID card issued by any central/state Govt, AADHAAR issued by Unique Identification Authority of India.
  • Proof of Address - FOR INDIVIDUALS- Passport, Telephone Bill, Electricity Bill, Bank Account statements (not more than 3 months old), AADHAAR
  • FOR NON-INDIVIDUALS- Certificate of Incorporation, Certificate of commencement of business, Memorandum and Articles of Association, PAN Card, List of Directors, Any other docs (shareholding pattern etc.)

Gold Loan

Your Gold, Our Responsibility

At Supra Pacific, your gold is safely stored in strong rooms under dual control systems, with comprehensive insurance coverage throughout the loan period. Your pledged gold is insured against burglary, fire, transit risks, and more — ensuring total peace of mind from start to finish.

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