Business Loans

Empowering SMEs to Grow, Expand & Lead

Small and Medium Enterprises (SMEs) form the backbone of India’s economic progress. At Supra Pacific Financial Services, we understand the determination behind every small business—whether you're a trader, retailer, manufacturer, service provider, or a woman entrepreneur. Your ambitions deserve fast, flexible, and reliable financial support.

Our Business Loan Solutions are designed to accelerate your growth journey—helping you expand operations, purchase inventory, upgrade equipment, increase working capital, or simply manage day-to-day business needs with ease.

Business Loans
Key
Features
  • No Advance Interest
  • Competitive Interest Rates
  • Easy & Fast Processing
  • Flexible Digital Repayment
  • Hassle-Free Documentation
  • Incremental Loan Cycles to Grow with You

 

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Our Business Loan Offerings

Vyapar Vikas+

Ideal for growing businesses looking for higher scalability

  • Loan up to ₹5,00,000

  • Daily repayments

  • No advance interest

  • Fast approvals

 

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Vyapar Vikas

Best suited for small traders & micro-entrepreneurs

  • Loan up to ₹1,00,000

  • Daily collections

  • No advance interest

  • Quick disbursal

Eligibility Criteria (All Business Loans)
  • Business Location: Must be within 5 km of a Supra Pacific branch
  • Business Vintage: Minimum 1 year in current location
  • Applicant Age: 25–60 years (must repay before 60)
  • Credit Score: Minimum 650, with no default history
  • Repayment Capacity: Must have stable income & transaction history
  • Exclusion Zones: No loans for businesses in blacklisted areas or categories
Ideal Customers
  • Local traders

  • Micro & small manufacturers

  • Retailers and shop owners

  • Service providers

  • Women entrepreneurs

  • SMEs are currently reliant on high-interest informal lenders

 

Required Documents
  • Application Form- Filled with photo & references
  • Agreement- No stamp paper required
  • Proof of Income- Not mandatory, but income is verified
  • Identity & Address Proof- As per KYC norms
  • Bank Proof- Cancelled cheque or passbook
  • Age Verification- 21–60 years at time of loan closure
  • References- Two required: one relative, one non-relative
  • Self-Attestation- All documents must be self-attested by the applicant and the co-applicant
Why Partner with Supra Pacific?

  • Trusted NBFC with a strong track record
  • Transparent processes with zero hidden charges
  • Fast loan disbursal to support immediate business requirements
  • Dedicated relationship managers for personalised guidance
  • Serving both urban and rural business communities

FAQs
Who can avail of business loans from Supra Pacific?

Supra Pacific offers business loans to small and medium-sized businesses that have been operational for at least one year and have a proven track record of generating substantial revenue. The loans are designed to help these businesses grow and succeed by providing them with the necessary financial support. In order to be eligible for a loan, businesses need to meet the minimum requirements set by Supra Pacific, which may include documentation and credit checks. For more information, get in touch with us today.

What are the main eligibility criteria for availing Mahila Shakthi loan?

The eligibility criteria for the Mahila Shakthi loan scheme offered by Supra Pacific are

  • Women who are between 21 and 60 years of age at the time of loan maturity.
  • Women who are employed with good repayment capacity. It is important to note that these are the general eligibility criteria for the Mahila Shakthi loan scheme, and specific requirements may vary based on the individual's financial and credit history, as well as the terms and conditions of the loan.

Is a co-applicant mandatory for getting the Mahila Shakthi loan?

Yes it is mandatory to have a co-applicant for the Mahila Shakthi loan offered by Supra Pacific. A husband, father, or mother of the primary borrower can be persuaded to join as a co-borrower. This can increase the total loan eligibility as the co-borrowers income can be clubbed together with the primary borrower's income.

Who are some of the ideal customers for the Mini Vyapar and Super Vyapar loan schemes?

The Mini Vyapar and Super Vyapar loan schemes offered by Supra Pacific are ideal for local traders, manufacturers, service providers,and small-scale industries. These businesses can benefit from the financial support provided by these loan schemes to grow their businesses and meet their financial obligations. The target segments for the Mini Vyapar loan scheme are business persons who have limited access to organized funding sources and traders who depend on unorganized financial lenders with high-interest rates. These businesses can take advantage of the more accessible and affordable financial options offered by Supra Pacific. It is important to note that these loan schemes are subject to specific eligibility criteria, and interested businesses must meet these criteria in order to be eligible for a loan.

What are the Required Documents?

  • Application form - To be completed in all respects with recent photos.

  • Agreement- To be completed in all aspects- Stamp Paper not mandatory

  • Income (Proof not mandatory)- Shall be enquired and ascertained

  • Identity Proof- Refer KYC Norms

  • Address Proof - Refer KYC Norms

  • Bank Proof- Cancelled Cheque copy/Bank Passbook of applicant

  • Self-Attestation- All documents must be self-attested by the customer/guarantor.

  • Age- At the time of availing loan minimum age shall be 21years & at the time of closing loan maximum age shall not be more than 60 years

  • References- At least 2 references with residence address and telephone/mobile number must be captured in the application form. One of the references must be relative and the other a non-relative.

     

Business Loans

Take the Next Step Towards Growth

Ready to expand your business? Visit your nearest Supra Pacific branch or connect with our loan specialists to check your eligibility and get started.

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