Auto Loan

Whether you’re buying a brand-new bike or a pre-owned two-wheeler, Supra Pacific makes it simple to own your ride. Our auto loans are designed to be flexible, fast, and tailored to your needs — so you can get on the road with confidence.

Auto Loan
Key
Features
  • Loan amounts starting from ₹15,000
  • Funding up to ₹25 Lakhs
  • Flexible tenures- Up to 48 months for new,60 months for used two-wheelers
  • Attractive interest rates
  • Hassle-free approval with minimal documents

Open to salaried, self-employed, pensioners, and even students/homemakers (with guarantor support)

 

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Simple Repayment Options

  • Convenient monthly EMIs via NACH/eNACH
  • Tenures aligned with your budget
  • Clear charges with no hidden surprises

Your bike, your freedom — made possible with Supra Pacific Auto Loans.

 

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Used Car Loans with Supra Pacific

Owning a car should be exciting, not complicated. With Supra Pacific’s Used Car Loan, you get the freedom to choose your car, set your budget, and repay at your own pace. Whether it’s your first car or an upgrade, our loans are designed to keep the process simple, transparent, and worry-free.

Eligibility Snapshot
  • Age: 18 to 70 years

Income Requirement:

  • Salaried – Minimum ₹15,000 per month
  • Self-employed – Annual income of ₹2.4 Lakhs
  • Pensioners – Monthly pension of ₹15,000
  • Guarantor: Required if the borrower is below 22 years

 

Easy Application Process
  • Walk into any Supra Pacific branch
  • Apply through our dealer or DSA partners
  • Submit your basic documents and vehicle details
  • Get quick approvals and disbursement directly to the dealer or seller

 

Who Can Apply?

Our car loans are open to a wide range of customers:

  • Salaried professionals
  • Self-employed individuals & professionals
  • Pensioners (with guarantor support)
  • Homemakers & students (with an earning family guarantor)

 

  • Age: 21 to 70 years
  • Minimum annual income: ₹1.8 Lakhs for salaried/pensioners, ₹2.5 Lakhs for self-employed
  • Stable employment/business background

 

Easy Application Process
  • Walk into any Supra Pacific branch
  • Apply through our dealer or DSA partners
  • Submit your basic documents and vehicle details
  • Get quick approvals and disbursement directly to the dealer or seller
Why Choose Supra Pacific?

  •  Loan amounts from ₹50,000 to ₹25 Lakhs
  • Highly competitive interest rates
  • Flexible tenures from 12 to 60 months
  • Up to 90% funding on select car categories
  • Quick approvals with minimal paperwork

FAQs
Can I sell my car or bike before the loan repayment is complete?

If you have purchased a vehicle via Supra auto loan, you are not allowed to sell your car or bike before the loan repayment is complete. In order to sell the vehicle, you must first fully repay the outstanding loan balance and obtain a No Objection Certificate(NOC) from Supra Pacific. The NOC is a document that states that all loan repayments have been made and that there are no outstanding obligations on the vehicle. Once you have obtained the NOC, you may then proceed with the sale of the vehicle. It is important to note that until the loan repayment is complete and the NOC is obtained, the vehicle remains the property of Supra Pacific and cannot be sold without our permission.

What is the minimum and maximum auto loan amount I can avail at Supra Pacific?

The minimum and maximum auto loan amounts that you can avail at Supra Pacific are based on several factors, including the age of the vehicle you are purchasing and your repaying capacity as the applicant. According to Supra Pacific's guidelines, the minimum loan amount can be as low as 50% Loan-to-Value (LTV), which means that the loan amount cannot exceed 50% of the value of the vehicle you are purchasing. The maximum loan amount is capped at either 1.35L or 90% LTV, whichever is lower. This means that the maximum loan amount cannot exceed either 1.35L or 90% of the value of the vehicle, whichever is lower. The exact loan amount that you may be eligible for will be determined by Supra Pacific based on a comprehensive assessment of your financial situation and the vehicle you are purchasing.

Who can avail auto loans at Supra Pacific?

Supra Pacific offers auto loans to a variety of applicants, including both salaried and non-salaried individuals. If you are under the age of 25 or are a non-salaried individual, Supra Pacific requires that you have a guarantor in order to obtain a loan. This means that the guarantor would be responsible for repaying the loan if the primary borrower is unable to do so. Irrespective of your income status, Supra also extends auto loan facilities to people who can provide an asset as collateral, which can be used as security for the loan.

What is the maximum tenure available for my auto loan at Supra Pacific?

The maximum tenure available for an auto loan at Supra Pacific is 36 months. This means that you have the option to repay the loan over a period of up to 36 months, or three years. However, to be eligible for a 36-month loan tenure, you must meet certain criteria. Specifically, the loan amount must be greater than 50K, and the age of the vehicle must be 0-6 years old. If your loan amount is less than 50K or if the vehicle you are purchasing is older than 6 years, you may still be eligible for an auto loan from Supra Pacific, but the maximum tenure available to you may be limited to a shorter period, such as 12 months. The exact loan tenure offered to you will depend on a comprehensive assessment of your financial situation and the vehicle you are purchasing, as well as SupraPacific's loan policies and underwriting criteria.

Auto Loan

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With Supra Pacific, financing your car is more than just a loan — it’s a smooth road to your next journey.

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